Komi Klu is a multi-lingual well-respected speaker and Financial Services Executive with over 20 years of proven success in driving operational efficiencies and spearheading efforts to prevent and mitigate reputational, financial and operational risks for large global financial institutions, including Capital One Finance and HSBC Bank. Concurrently, Komi is providing investment advisory and training consulting services, assisting African and US organizations in building solutions for large scale, complex business challenges in support of global economic development and risk management strategies. Komi has earned a reputation for the innovative and strategic leadership he brings to the financial services industry, as well as to global humanitarian initiatives. In addition, as the President and Chief Risk Officer of EMIGROUP, Komi is currently assisting Sub Saharan African and global financial institutions become efficient, well managed, and compliant with international legal requirements to attract foreign direct investments. Komi holds Graduate and post graduate degrees from Bordeaux University (France) and Widener University (Chester PA USA) and multiple certificates and accreditations from Stanford University, Wharton Business school, LOMA and Scrum Alliance.